Dealing with the death of a family member is hard enough when the deceased prepared a crystal-clear will, but when there’s no will to be found it can cause some serious issues. Since recent studies have estimated more than 60% of Americans don’t have a will, this situation is one you might have to deal with one day. Dying without a will doesn’t automatically doom the family to chaos and feuding, if it’s handled correctly.

It’s hard to be right

Just because the deceased told you they wanted to give you some item or money after they pass doesn’t mean they didn’t tell another family member contradictory information at a later date. Anytime you mention a statement you recall them saying, do so with grace, and don’t be surprised if another family member remembers something different.

Include everyone

During the deliberation process, it’s common for a few pack leaders to rise up. While this can ensure the ball keeps moving, you don’t want to exclude people from the process. People are always more likely to accept a decision they don’t agree with if they feel their voice was heard from the start of the process.

Define “fair”

One word that will get thrown around a lot in these situations is, “fair.” You’ll hear statements like, that’s not fair, let’s all try to be fair, or that seems fair to me. The problem is that not everyone has the same idea of what fair means. Some might define it as trying to equally divide everything based on monetary value, others will want to factor in sentimental value, and others might want to divide assets on a needs basis. Get everyone on the same page and things will go much smoother.

Call a Professional

Dealing with this kind of problem isn’t something most people have ever tried to do. Thankfully there are professionals who do this for a living. If things get to a point where you feel the family can’t handle it, call a mediator or estate planning attorney. Either one will be able to guide you through the process and offer some sage advice.

One of the most amazing aspects of hospice care is that patients almost never have to pay a dime for care. In the vast majority of cases, 100% of the costs associated with hospice care will be covered by Medicare through the Medicare Hospice Benefit. This includes the costs of the patient’s interdisciplinary medical team, medication, bereavement support, inpatient care, home visits, and medical equipment.

Other Forms of Payment

In some cases, a patient might not qualify for Medicare coverage or prefer to use another method of payment. Although these cases are extremely rare, if this situation ever arises the following options can be used.

Medicaid- In most states, Medicaid will also provide hospice coverage for patients who need it.

Private Insurance- Most private insurance plans and HMOs will also include a hospice care provision for those who do not qualify for Medicare or Medicaid.

Veterans’ Benefits- The Veteran’s Health Administration can also provide hospice coverage for those who qualify.

Out of Pocket- If a patient doesn’t qualify for Medicare, Medicaid, private insurance, or VA coverage, they can always pay for hospice care out of pocket. Again, this is incredibly rare and only accounts for less than 1% of hospice patients in a given year.

No one should have to deal with medical bills while going through end of life care, which is why hospice is such a great option. If you’re looking for a hospice care provider and have questions about payments or anything else, call Cura-HPC today.

Memory loss is the most commonly thought of symptom associated with dementia. However, this doesn’t mean dementia is the cause of all memory loss in elderly people. In order for dementia to be the true cause, there needs to be memory loss and trouble with one of the following issues:

• Focus
• Reasoning
• Language
• Communication

There are many early signs of dementia you can be looking out for. If you start to notice any of the following signs with your loved ones, talk with your doctor about what you can do to slow the progression of dementia.

Short-term Memory Loss

It may not be very obvious when it starts, but pay attention to times that they can’t remember things they did the day before or even earlier today. Odds are they’ll be able to recall events from the past easily, but more recent events will be hard to recollect.

Finding the Right Word

We’ve all had those moments when the right word seems to escape us. These moments will become more and more common as dementia progresses. Conversations may start to take longer because your loved one is frequently having trouble finding the words they need to explain what they’re thinking.

Mood Swings

If your loved one is typically shy, but then suddenly becomes very outgoing, it might be a sign of dementia. This condition affects judgment, so major mood swings and personality changes are typical.

Apathy

Hobbies and activities that used to really interest them might suddenly seem boring. They might not have the energy or desire to get out and do activities anymore.

Comprehension

One of the tell-tale signs of dementia is difficulty understanding stories and conversations. This happens because they’re having trouble understanding the meaning of the words being used and can’t understand what’s happening.

Repetition and Collection

Repeating daily tasks, like showering, and collecting random objects are both strong signs of dementia setting in. Typically, patients do this because they don’t remember showering the first time.

While there’s no cure for dementia, it can be mitigated, especially if it’s caught early. Use these signs to spot dementia before it takes full effect.  

We understand planning a funeral for a loved one can be incredibly overwhelming. No matter how sudden or expected the death is, making all the arrangements can be very stressful. This is why we created a step by step guide to help families plan after the loss of a loved one.

Slow Down- Unless you’re under a religious or cultural obligation to have the funeral within a certain timeframe, there’s no hurry to have the funeral. You certainly don’t want to drag it out, but you shouldn’t feel pressure to make all the arrangements immediately.
Check for a Will- If your loved one had a last will and testament, you’ll want to check for any funeral preferences listed in the will. If there any wishes, it will give you some guidance on what to do.
Pick a Funeral Home- This is possibly one of the most important steps, as a good funeral home should take a lot of the work off your shoulders. Once you’ve selected which home you want to work with, you’ll need to arrange for transportation of the body to the funeral home.
Report the Death- There’s a legal process to report a death to the government. Typically, you’ll just need to file the certificate of death the attending physician gives you with the state. The funeral home can also assist with this process.
Interment Method- Providing there are no specifications given in the will, you’ll need to decide between burial and cremation. The funeral home will be able to assist you in finding a casket or urns.
Plan the Service- Some opt for a more formal and traditional service while others go for a more informal memorial service. When planning the service you’ll want to consider what your loved one would have wanted as well as what will help you and friends and family cope with the loss.
Let People Know- With modern technology, notifying people is easier than it used to be. There’s no need to send formal invitations in the mail for a funeral, although you can if you wish, phone calls, text messages, emails, and social media posts are all appropriate ways to inform friends.

Planning a funeral doesn’t have to be a stressful process. We know this is a hard time, but we hope these steps will help you through it. 

A formulary is a term that applies to hospices, hospitals, and any other facility capable of offering prescription medication. The term refers to the list of medications a hospice will keep on hand and can offer to their patients. When a patient is in need of prescription medication, the doctor will check the formulary to see what the options are, and prescribe the appropriate medication. 

A larger formulary is better for patients because it gives them more options for medication. At Cura-HPC, we have an open formulary. This means our medical director can go outside of the predefined list of medications if they feel it’s best for the patient. 

This is great news for our patients because they’ll never be restricted to a list of medications that are covered by the hospice benefit. We can offer medications from multiple brands, suppliers, and vendors. We strongly feel this is in the patient’s best interest, and that’s why we offer this service. 

Under a closed formulary, patients might have to settle for less than optimal medication because the formulary doesn’t include the best medication for them. When considering a hospice provider for your loved one, a large, or preferably open, formulary needs to be on your list of criteria. 

Although medication is only a small part of the hospice service, it will have a large impact on the quality of life your loved one will experience while receiving hospice care. If you’re in search of a hospice provider, or have questions about how a formulary can affect patients, call Cura-HPC today.